Benefits of Cheap Life Insurance For Young Couples

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Youth Culture – Punk 1980s-1990s

If you’re a fierce individualist who has a bone to pick with the profit-driven world, you might be a punk. Don’t be a punk just because you think it’s cool. Punk is a mindset and you don’t have to dress or look like anything or conform to a name. You can not be a blue collar and be punk.

Purchasing the hair products, the clothes, and the music; that’s buying into society, which is exactly what punk is against. So know who you are, know the reason for the culture, and understand the meaning behind the word.

The punk subculture includes a diverse array of ideologies, and forms of expression, including fashion, visual art, dance, literature, and film, which grew out of punk rock.

The punk subculture emerged in the United States, the United Kingdom, and Australia in the mid-1970s. Exactly which region originated punk has long been a major controversy within the movement.

Two UK punks in a train carriage in 1986; note the hand-stencilled Crass symbol painted on the coat of on the man on the rightEarly punk had an abundance of antecedents and influences, and Jon Savage has described the subculture as a "bricolage" of almost every previous youth culture that existed in the West since the Second World War "stuck together with safety pins".

Various philosophical, political, and artistic movements influenced the subculture. In particular, punk drew inspiration from several strains of modern art. Various writers, books, and literary movements were important to the formation of the punk aesthetic.

Punk rock has a variety of musical origins both within the rock and roll genre and beyond.

The earliest form of punk rock, named protopunk in retrospect, started as a garage rock revival in the northeastern United States in the late 1960s.

The first ongoing music scene that was assigned the punk label appeared in New York City between 1974 and 1976.

At about the same time or shortly afterward, a punk scene developed in London.

Soon after, Los Angeles became home to the third major punk scene.

These three cities formed the backbone of the burgeoning movement, but there were also other scenes in a number of cities such as Brisbane and Boston.

Around 1977, the subculture began to diversify with the proliferation of factions such as 2 Tone, Oi!, pop punk, New Wave, and No Wave. In the United States during the early 1980s, punk underwent a renaissance in the form of hardcore punk, which sought to do away with the frivolities introduced in the later years of the original movement, while at the same time Britain saw a parallel movement called streetpunk.

Hardcore and streetpunk then spread to other regions just as the original subculture had. In the mid-1980s to the early 1990s in America, various underground scenes either directly evolved from punk or at least applied its attitudes to new styles, in the process producing the alternative rock and indie music scenes.

A new movement in the United States became visible in the early and mid-1990s that sought to revive the punk movement, doing away with some of the trappings of hardcore.

Fashion

Punks seek to outrage others with the highly theatrical use of clothing, hairstyles, cosmetics, tattoos, jewelry and body modification.

Early punk fashion adapted everyday objects for aesthetic effect: ripped clothing was held together by safety pins or wrapped with tape; ordinary clothing was customized by embellishing it with marker or adorning it with paint; a black bin liner became a dress, shirt or skirt; safety pins and razor blades were used as jewelry.

Also popular have been leather, rubber, and vinyl clothing that the general public associates with transgressive sexual practices like bondage and S&M.

Punk fashion in the early 1980s

Some punks wear tight "drainpipe" jeans, plaid/tartan trousers, kilts or skirts, T-shirts, leather jackets (which are often decorated with painted band logos, pins and buttons, and metal studs or spikes), and footwear such as Converse sneakers, skate shoes, brothel creepers, or Dr. Martens boots.

Some early punks occasionally wore clothes displaying a Nazi swastika for shock-value, but most contemporary punks are staunchly anti-racist and are more likely to wear a crossed-out swastika symbol.

Some punks cut their hair into Mohawks or other dramatic shapes, style it to stand in spikes, and color it with vibrant, unnatural hues.

Some punks are anti-fashion, arguing that punk should be defined by music or ideology. This is most common in the post-1980s US hardcore punk scene, where members of the subculture often dressed in plain T-shirts and jeans, rather than the more elaborate outfits and spiked, dyed hair of their British counterparts.

Dance

Two dance styles associated with punk are pogo dancing and moshing. Stage diving and crowd surfing were originally associated with protopunk bands such as The Stooges, and have appeared at punk, metal and rock concerts. Ska punk promoted an updated version of skanking.

Hardcore dancing is a later development influenced by all of the above mentioned styles.

Psychobillies prefer to "wreck", a form of slam dancing that involves people punching each other in the chest and arms as they move around the circle pit.

Punk Rock

Punk rock is a rock music genre that developed between 1974 and 1976 in the United States, the United Kingdom, and Australia. Rooted in garage rock and other forms of what is now known as protopunk music, punk rock bands eschewed the perceived excesses of mainstream 1970s rock. They created fast, hard-edged music, typically with short songs, stripped-down instrumentation, and often political, anti-establishment lyrics. Punk embraces a DIY (do it yourself) ethic, with many bands self-producing their recordings and distributing them through informal channels.

By late 1976, bands such as the Ramones, in New York City, and the Sex Pistols and The Clash, in London, were recognized as the vanguard of a new musical movement. The following year saw punk rock spreading around the world, and it became a major cultural phenomenon in the United Kingdom. For the most part, punk took root in local scenes that tended to reject association with the mainstream. An associated punk subculture emerged, expressing youthful rebellion and characterized by distinctive styles of clothing and adornment and a variety of anti-authoritarian ideologies.

By the beginning of the 1980s, faster, more aggressive styles such as hardcore and Oi! had become the predominant mode of punk rock. Musicians identifying with or inspired by punk also pursued a broad range of other variations, giving rise to post-punk and the alternative rock movement. By the turn of the century, pop punk had been adopted by the mainstream, with bands such as Green Day and The Offspring bringing the genre widespread popularity.

Punk Rock Bands

Punk rock was developed between 1974 and 1976 in the United States and the United Kingdom. Rooted in garage rock and other forms of what is now known as protopunk music, punk rock bands eschewed the perceived excesses of mainstream 1970s rock. They created fast, hard-edged music, typically with short songs, stripped-down instrumentation, and often political, anti-establishment lyrics. Punk embraces a DIY (do it yourself) ethic, with many bands self-producing their recordings and distributing them through informal channels.

As well as The Clash’s and Sex Pistols, Punk threw up a multitude of bands who often released the one single on their own record label before fading into obscurity. Some never even made it that far.

www.punk77.co.uk/linkpage/punkbands.htm

100 Greatest Punk Rock Artists

www.digitaldreamdoor.com/pages/best_punk.html

Punk’s not dead – it just emigrated…

Hang out at a UK punk gig today and you’d be hard pushed to describe what you see as anything other than some good old harmless fun in a genre that long since became another subsidiary of rock ‘n’ roll.

While punk has produced its fair share of careerists, traditionalists and spotty herberts, let’s not forget it has produced a few genuinely provocative bands, from the MC5 and Crass to Fugazi and Refused. But that was then, this is now and it’s easy to forget that punk still means something – and I don’t mean your drunk Uncle Terry or that bloke who still hangs around the town centre in his Angelic Upstarts T-shirts. Instead, the spirit of punk as an anti-establishment force lives on today. You’re just not likely to find it in the UK or the US.

Instead, punk is kept alive in places like Cuba where simply criticising the communist regime can get your ass thrown in jail. As has been reported, that’s what has happened to Gorki Águila Carrasco, leader singer of Porno para Ricardo, currently facing four years in prison for "peligrosidad" – literally meaning the dangerousness of his music – specifically for dismissing the ruling Castro brothers as "geriatrics". It’s hardly GG Allin is it? Maybe it was their vaguely wacky song ‘El Comandante’ that upset, um, El Comandante.

Elsewhere the appetite for punk rock grows unabated. Readers of Marjane Satrapi’s graphic novel Persepolis or its film adaptation will know the type of trouble faced when caught with contraband punk music under the theocratic tyranny of Islamist fundamentalists in post-revolution Iran. And indeed, how that hunger for anti-social sounds merely grows when challenged. The Sex Pistols might be a joke today, but for millions of oppressed youth they still represent a signpost to freedom.

The perceived controversial nature of punk bands merely highlights the conservative world we’re living in, where fundamentalist religious regimes or paranoid governments still perceive punk bands as threatening. Just ask Canadian punk band The Suicide Pilots, who have a government file on them for their name alone. Or ask leading Chinese punk band Hang On The Box, who have previously been denied visas to travel abroad after their government deemed their music an "inappropriate" export. Punk scenes exist in China, but bands have to tread carefully and make sure not to criticise their government. "We are good citizens who obey the law and love our country," said Li Qing of Chinese punk band Snapline, when asked about governmental intervention when interviewed in 2007. And do you know how hard it is locating a Gang Of Four record in North Korea?

Even UK punks aren’t immune – when Mike Devine, guitarist with a Clash tribute band, texted his friend some lyrics from The Clash’s ‘Tommy Gun’ the father of two was paid a visit by the Avon & Somerset Special Branch.

"Selling out"

Ultimately, though, Western punk has got soft and largely apolitical thanks to us living in one of the freest countries in the world. Punk in America and Britain is John Lydon selling computer games and Green Day filling stadiums.

Iggy Pop’s endorsement of car insurance has prompted accusations of selling out. But does anyone really care any more?

As the flailing, wild-eyed frontman of US garage-rock band The Stooges, Iggy Pop helped pioneer punk long before the Sex Pistols.

His solo career is approaching its fifth decade. Live, he’s earned a reputation as one of rock’s most exciting performers, with a frame that’s not so much athletic as freakish.

So why is one of rock’s most iconic rebels now selling car insurance on TV? Will we ever be able to listen to his music in the same way again? Or are we now inured to the fact that at some point our cultural heroes are going to turn round and exhort us to buy, buy, buy?

"Iggy Pop will return to continue Swiftcover.com’s campaign to help UK motorists get cheap online insurance and make it clear that now even musicians can ‘Get A Life’!'" she said.

However, Pop recently called his involvement with Swiftcover "embarrassing".

John Lydon Country Life (pictured)
Denis Leary Holsten Pils
Lou Reed Honda scooters
Black-Eyed Peas Pepsi
Mitchell & Webb Apple Mac

But is this just a generational thing? Would fans of Pete Doherty take such exception seeing him selling cough medicine or train tickets? If Amy Winehouse was unveiled as the new face of a coffee brand, would the sales of her next album plummet?

But if you think punk – the spirit of punk – is dead, go to South America, go to Russia, go to Eastern Europe and see what the young punk fans there have to say about it.

Were you a Punk? Do you have any stories from that era?

See My Other Youth Culture Links Below

www.flickr.com/photos/brizzlebornandbred/4082458089/

www.flickr.com/photos/brizzlebornandbred/5130733677/

www.flickr.com/photos/brizzlebornandbred/5130851019/

www.flickr.com/photos/brizzlebornandbred/5131064113/

Punks on Video

www.youtube.com/watch?v=c0IZdP3x66Y

www.youtube.com/watch?v=JQkActP-isE

www.youtube.com/watch?v=xFIp3hgbnWM

Benefits of Cheap Life Insurance For Young Couples

You’ve just got married and are looking forward to traveling the journey of life together. I would take a bet the last thing on your mind, would be purchasing a life insurance policy! The benefits of purchasing a life insurance policy are enormous and ones you should not miss out on. In fact, even before you get married, you should take time to consider putting a policy in place. Don’t underestimate the value of life. With the economic situation as shaky as it is, purchasing a life insurance policy is another way of saying “I love you”.

Benefits couples can enjoy just by purchasing a life insurance policy

The primary benefit of a couple purchasing life insurance is, of course, the surviving spouse will get death benefits that would financially compensate for the loss of an earning or stay-at-home spouse. But there are other benefits to consider:

Protects your loved one and provides a spouse with choices. Couples share responsibilities. If one dies, the other will have to shoulder all the responsibilities. Life insurance offers financial protection for the remaining spouse. In spite of the grief, death benefits can help to make life worth living by providing your loved one with options that can only be possible if you have the financial means. The left behind partner has the means to attend college for further education, pay off a mortgage, relocate or make other choices that help ease the burden of living life alone.
Peace of mind is priceless. Making a life together involves expenses. You may want to purchase a house, start a small business or begin a family together. This may call upon you to take out a mortgage or a loan. In the event of an untimely death, a surviving spouse will be burdened with earning a living and paying off debts. Death benefits from a life insurance policy can provide a surviving spouse with a means to pay off debts and secure a future. It imparts a sense of peace knowing that your loved ones will be financially taken care of.
Life insurance is cheaper when you’re younger! Life insurance is the most affordable when you are young and healthy. Not only are premium rates at their best, but purchasing a life insurance policy when you are young, secures your future insurability.
A joint policy can save you on costs. It is usually about 15 percent cheaper to purchase a joint policy than it is to purchase two individual policies. However, you should note – if a spouse should die, a joint policy ceases to be. A surviving spouse must purchase a new policy.
Health can change over time! Diseases that once affected people over 40 are now being observed in increasing frequency in people under 30. Stress, poor diets also add to poor quality of health. The healthier you are the better chances you have to apply for the best premiums. Don’t wait too long. The sooner you purchase the better your premium rates.
Affordable term life insurance can accommodate your needs for life insurance. Most young couples have low budgets which is why term life insurance may be the best type of life insurance to choose. The main goal of term life insurance is to provide death benefits against premiums paid. You can choose the coverage you want to fit your budget. Having some life insurance is better than having none at all. You may want to consider a level term life policy to keep premiums steady throughout your term period. You may also want to consider a long term period to ensure you meet all your financial obligations before your policy runs out.

Life Insurance 101
Surveys show that the younger generation shows more of a sense of being responsible than previous generations and are open to purchasing a life insurance policy. When you get married and have kids, responsibilities increase. It’s time to consider purchasing a life insurance policy. The best place to start is by getting informed about various life insurance products and how life insurance fits your lives. There are several BBB-accredited website that provide a wealth of information on what life insurance is, how it fits into your life and the variety of life insurance products available. You’ll also find online life insurance calculators to help you assess the amount of coverage you need.

Free Life Insurance Quotes
Look for online life insurance providers who are affiliated to life insurance carriers that have excellent ratings. By filling in a questionnaire, you have access to free life insurance quotes. Multiple life insurance quotes allow you to compare life insurance rates from different carriers and make an informed decision!

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Cheap Travel Insurance question by Bree: I am looking for cheap travel insurance to cover me for a ski season in Canada. I am an Australian resident?
Hi
I am currently in the UK and don’t have a return flight as I am not sure how long i will be in Canada for. I seem to be ineligible for UK travel insurance as I have only been here for two months! Can anyone suggest a company that will cover me for a whole season including unlimited days of skiing without having a return flight

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